Rates

Effective – September 19,2019
All rates are subject to change without notice.

For current information please call 254-445-2213

Deposit Account Rates

Account Minimum Balance Interest Rate**   APY*  
Now Accounts $1,500.00 .15 .15
Savings Accounts $150.00 .20 .20
Money Market Accounts $2,500.00 .35 .35
Gold Star Account $1,500.00 .15 .15
Star Account $1,500.00 .15 .15

*APY = Annual Percentage Yield
**Rates apply to all balances above the minimums

Certificates of Deposit

Term Minimum Balance Interest Rate** APY* Compounded
3 month $1,000.00 .45 .45 At Maturity
  Range of Balance      
 6 month $1,000.00 to 99,999.99 .75 .75 Quarterly
  $100,000.00 to 9,999,999.99   .75 .75 Quarterly
12 Month $1,000.00 to 99,999.99  1.15 1.15 Quarterly
  $100,000.00 to 9,999,999.99   1.15 1.15 Quarterly
18 Month $1,000.00 to 99,999.99  1.19 1.20 Quarterly
  $100,000.00 to 9,999,999.99   1.19 1.20 Quarterly
24 Month $1,000.00 to 99,999.99  1.34 1.35 Quarterly
  $100,000.00 to 9,999,999.99   1.34 1.35 Quarterly

*APY = Annual Percentage Yield
**Rates apply to all balances

IRAs

Term  Minimum Balance**  Interest Rate  APY*   Compounded 
12 month $250.00 1.15 1.15 Quarterly
 18 month $250.00 1.19 1.20 Quarterly

*APY = Annual Percentage Yield
**Rates apply to all balances