Rates

Effective – May 1, 2020
All rates are subject to change without notice.

For current information please call 254-445-2213

Deposit Account Rates

Account Minimum Balance Balance Tiers Interest Rate**   APY*  
Now Accounts $1,500.00   .10 .10
Savings Accounts $150.00   .10 .10
Money Market Accounts (Tiered) $2,500.00 $2,500.00 to $50,000.00 .10 .10
    $50,000.01 to $100,000.00 .15 .15
    $100,000.01 to $250,000.00 .25 .25
    $250,000.01 to $500,000.00 .30 .30
    $500,000.01 to $1,000,000.00 .45 .45
    $1,000,000.01 to $2,500,000.00 .69 .70
    $2,500,000.01 to $5,000,000.00 .84 .85
    >$5,000,000.01 .94 .95
Gold Star Account $1,500.00   .10 .10
Star Account $1,500.00   .10 .10

*APY = Annual Percentage Yield
**Rates apply to all balances above the minimums

Certificates of Deposit

Term Minimum Balance Interest Rate** APY* Compounded
**Promo** 15 Months maximum amount $500,000.00 $50,000.00 .00 .00 Quarterly
         
 30 Days $1,000.00 .25 .25 At maturity
3 Month $1,000.00 .25 .25 At maturity
6 Month $1,000.00  .29 .29 Quarterly
12 Month $1,000.00 .44 .45 Quarterly
18 Month $1,000.00   .44 .45 Quarterly
24 Month $1,000.00 .49 .50 Quarterly
36 Month $1,000.00  .54 .55 Quarterly
60 Month $1,000.00 .74 .75 Quarterly

*APY = Annual Percentage Yield
**Rates apply to all balances

IRAs

Term  Minimum Balance**  Interest Rate  APY*   Compounded 
12 month $250.00 .44 .45 Semi-Annual
 18 month $250.00 .44 .45 Quarterly

*APY = Annual Percentage Yield
**Rates apply to all balances